Hilton Insurance News

How to Save on Insurance Like a Pro

August 31st, 2016

  • Ice Dams - The Cause and Cure
February 21st, 2017
With spring approaching and temperatures getting warmer we thought this would be a great opportunity to talk about Ice Dams!   What are Ice Dams? An ice dam is a ridge of ice that forms a.....
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Call: 204.488.4484

Hilton Insurance News

How to Save on Insurance Like a Pro

August 31st, 2016

How to Save on Insurance Like a Pro 

Today, insurance is a common occurrence in everyday life from Life Insurance to Pet Insurance.  As we increase our coverage, the costs continue to mount as well.

At Hilton, we help our clients achieve the maximum insurance with the best rates. How do we do that, by bundling your policies.

 

Here are a few steps to achieve this

  1. When your house or condo, auto and life insurances are with the same insurer, it reduces the costs by bundling them into one policy.  Other policies than can be bundled are tenant, boat and cottage insurance.
  2. Increase your deductible. Increasing your deductible also provides you with savings on your policies.
  3. Pay your premiums annually. This saves on the financing and/or administrative costs incurred on quarterly or monthly payments.
  4. Discounts are another option. Your broker can advise you on certain discounts available such as non-smoker discount and good driver discount. Other discounts may be available based on extra safety features in your vehicle.
  5. Save as you drive: A new concept is quickly becoming a great way to save on your vehicle insurance.  A device can now be installed in your vehicle to keep track of your driving habits. With this information, your insurer can accurately assess your auto insurance.  This helps with drivers who have difficulty in getting insurance. 
  6. Insurance affects major life changes. Make sure your broker is informed so as to adjust your insurance adequately with major life changes such as, marriage, children, a move or a new vehicle.  Keeping your insurance up-to-date avoids any surprises in the event a claim needs to be filed. 

At Hilton Insurance, our brokers are always available to answer any questions you have. Contact Hilton at 204-488-4484 to make an appointment and/or to talk to a broker concerning this matter.

 

 

 

 

 



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Hilton Insurance News
  • Ice Dams - The Cause and Cure
February 21st, 2017
With spring approaching and temperatures getting warmer we thought this would be a great opportunity to talk about Ice Dams!   What are Ice Dams? An ice dam is a ridge of ice that forms at the edge of a roof which prevents melting snow from draining. The water that backs up behind the ice dam can leak into your home and cause damage to walls, floors, ceilings and other areas. An ice dam forms when the roof over an attic gets warm and melts the underside of the snow.Â.....
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